Payment orchestration software that routes every transaction to the provider most likely to approve it
What is payment orchestration?
Control every decision in the transaction lifecycle
Dynamic routing runs on real transaction signals
Performance-based routing moves volume to what is approving
Dynamic retries recover declines that would otherwise be lost
Failover keeps transactions moving when a provider degrades
Store card data once and use it with every provider
Account Updater keeps stored credentials current
Network Tokens add authorization uplift across providers
Tokenization covers recurring alternative payment methods
Export your data as PSP token, Network Token or card push
400+ connections through a single integration
How merchants are using payment orchestration
Building orchestration in-house takes months before the first transaction
A routing layer built on your own vault needs months of engineering before a single transaction runs through it, then maintenance every time a PSP changes its API. Gr4vy provides the same control as a working platform from day one and cuts development time by up to 80% against a custom build.
What merchants say about running on Gr4vy
“Our partnership with Gr4vy has evolved alongside our platform since 2022. What started as a technology investment has become a strategic enabler for our business. Gr4vy have played a key role in our growth, creating meaningful operational and commercial value along the way.”
Chris Mills
Managing Director
“Gr4vy’s payment infrastructure has been a game changer for us, helping us accelerate time to market across multiple geographies. With seamless integration of tailored payment solutions, we’ve allowed our customers to focus on what truly matters”
José Agote
CEO
“What a great idea and how exciting to be a part of this initiative! Gr4vy solves a lot of headaches for us from the past, present and future.”
Norbert Herrman
Co-founder
“Gr4vy’s cutting edge payment orchestration platform and infrastructure makes managing payment complexities easy and simplifies offering payment optionality.”
Ingrid Maes
Managing Director of W23
“We’re excited to leverage Gr4vy for our global payments infrastructure and get off the ‘payments treadmill’. Gr4vy empowers us to implement Donor-centric payments initiatives in months instead of years.”
Evelyn Martin
Principal Payments Officer at Wikipedia
“Gr4vy lets us quickly implement locally preferred payment methods without coding, enabling us to meet tighter deadlines and bypass months of negotiations with payment service providers.”
Lionel Dreshaj
Co-Founder & CEO
Discover Payment Orchestration
A Gr4vy payments consultant will assess your stack and guide you in discovering the benefits of payment orchestration.
"*" indicates required fields
Explore some of our other solutions
Common questions about payment orchestration
What is payment orchestration software?
Payment orchestration software is a layer between a merchant’s checkout and its payment providers. It connects multiple PSPs, payment methods and risk services through a single integration, then routes each transaction according to rules the merchant sets.
How does payment routing work?
Payment routing decides which PSP or acquirer processes each transaction. Rules can use BIN range, issuing country, card scheme, card type, currency, transaction value or live provider performance.
What is intelligent routing?
Intelligent routing picks a provider for each transaction using live performance data and historical approval rates rather than a fixed order. It raises authorization rates and lowers processing cost per transaction.
What is payment failover?
Failover redirects transactions to an alternative provider when the primary PSP is unavailable, returning errors or degrading. It prevents lost revenue during provider outages and latency spikes.
How do dynamic retries work?
Dynamic retries reattempt failed payments based on the issuer response code and a configured timing strategy. Retrying a soft decline through a different route recovers revenue a single attempt would lose.
What signals can routing rules use?
Common signals include BIN data, issuing country, issuing bank, card scheme, card type, currency, transaction value, fraud score, custom metadata and provider metrics such as approval rate and latency.
How does orchestration affect authorization rates?
Authorization rates improve when transactions go to the providers most likely to approve them, recoverable declines are retried through alternative routes, and a degrading provider is swapped out automatically.
Does payment orchestration replace a payment gateway?
No. A gateway connects a merchant to one processor. An orchestration layer sits above multiple gateways and PSPs and decides in real time which one handles each transaction. Gr4vy operates at that layer across 400+ connections.