Unlock vault
flexibility
Could your vault be the key to unlocking hidden revenue?
Key benefits
Flexible tokenization
Higher authorization rates
Own and control your payment data
Interoperable tokens
We have you covered
Some of our features for this product explained in full here
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FAQ
Yes. Gr4vy fully supports payment tokenization to help merchants secure sensitive cardholder data and reduce fraud risk. Instead of storing actual card numbers, Gr4vy replaces them with secure, non-sensitive tokens that can be used for future transactions. This ensures that card details never pass through or remain in your systems, significantly reducing your PCI DSS compliance scope.
Gr4vy’s tokenization capabilities are designed to power seamless recurring payments, subscriptions, and card-on-file transactions across multiple payment providers. By using network tokens, Gr4vy ensures expired or reissued cards are automatically updated, improving authorization rates and reducing churn. For merchants expanding into new regions, tokenization within Gr4vy’s orchestration layer makes it possible to store, route, and process tokens across multiple PSPs without rebuilding infrastructure. This gives businesses both flexibility and security when offering local payment methods, managing regulations, and scaling subscriptions in markets like DACH, the UK, and beyond.
Yes. Gr4vy gives merchants full control over token portability, allowing you to import existing tokens from a PSP or export them when switching providers. This prevents vendor lock-in and ensures you don’t lose valuable card-on-file or subscription data during migrations. With Gr4vy, you can seamlessly migrate tokens across providers without disrupting your checkout flows or forcing customers to re-enter payment details. By orchestrating token portability in one platform, Gr4vy helps you reduce friction, save engineering effort, and keep conversions high while expanding globally.
Gr4vy makes tokens interoperable across multiple PSPs and networks by managing token lifecycles in a single orchestration layer. This allows merchants to route transactions consistently across providers, use network tokens that auto-refresh expired or reissued cards, and maintain one unified token strategy across acquirers and regions. The result is greater flexibility, higher approval rates, and simplified global expansion.
