Gr4vy Pulse
Q3 Release Notes
Gr4vy Pulse brings together the product updates shipped on the Gr4vy platform each quarter. In Q3, we expanded what merchants can do with PayPal, added new ways for buyers in North America to pay, and brought more money movement into the consolidated settlement report. Scroll down to see what’s new.
New connections
Eight new connections, live through the same single integration
Each is configured from the dashboard with your own provider credentials and runs through the integration you already have, so adding one does not mean another engineering cycle.
PayPal Card
Merchants can now process card payments with PayPal as their acquirer, alongside the existing PayPal wallet and Pay Later connections. The new connection runs on PayPal’s card acquiring product (PPCP) and reuses the same PayPal credentials, accepting card details, network tokens, and Apple Pay and Google Pay tokens across 26 currencies. Cards can be stored in PayPal’s vault for recurring, installment and card-on-file payments, with hosted 3D Secure (3DS), delayed and partial capture, refunds and settlement reporting included. Merchants consolidating on PayPal can run wallet and card volume through one provider relationship, managed from a single integration.
Venmo via PayPal
Merchants already processing with PayPal can now offer Venmo to US buyers using the same PayPal credentials, without onboarding a second payment service. Authorization, delayed and partial capture, voids and refunds are supported, and buyers’ Venmo accounts can be stored for future payments. Venmo transactions also appear in the consolidated settlement report, keeping reconciliation in one place.
Sezzle
Merchants selling in the United States and Canada can now offer Sezzle, a buy now, pay later (BNPL) option that lets buyers split a purchase into installments. Buyers set up their plan on Sezzle’s hosted page, where line items and discounts from the cart are displayed, in USD or CAD. A Sezzle payment method can be stored at purchase and charged again later as a merchant-initiated transaction, with no second redirect, extending installment payments to repeat and recurring purchases.
Chase Orbital (ACH)
Merchants on Chase Orbital can now accept ACH bank payments from buyers in the United States and Canada, alongside their existing card connection. Merchants send the buyer’s account and routing number through the Gr4vy API, and Chase debits the account through its Electronic Check Processing product, using the same Orbital credentials already in place.
Ryft (card)
Marketplaces and platforms can now process card payments through Ryft, a UK-based payments platform, with sub-account routing and platform fees handled on each transaction.
Finix (card) for Apple Pay
Merchants processing with Finix can now accept Apple Pay through Gr4vy’s Embed or mobile SDKs, in the United States and Canada. Gr4vy decrypts the Apple Pay payload and passes the resulting device token, cryptogram and ECI directly to Finix, so the merchant doesn’t need to integrate Finix’s hosted wallet. Authorization, delayed and partial capture, refunds, voids and zero-amount card verification are all managed through Gr4vy, in USD and CAD. Merchants can add Apple Pay on Finix using the same decrypted-wallet flow Gr4vy applies across its other card connections.
ValueLink gift cards
Merchants can now accept ValueLink gift cards at checkout through Gr4vy. Buyers can pay entirely with one or more gift cards, or apply their gift card balance and pay the rest with a card. Balances can be checked before checkout, by stored gift card or by card number and PIN, and cards can be stored against a buyer for future payments.
Repay / BillingTree (card)
US merchants can now process card payments through Repay’s Payrazr gateway, a processor focused on recurring billing and collections. Cards can be stored for card-on-file and recurring billing, verified with zero-amount authorizations, and charged through Apple Pay.
New features
Capture in stages and issue gift cards from the same platform
Two additions to what a single integration can do: several captures against one authorization, and gift card issuance alongside acceptance.
Limited availability on
Multi-capture
Merchants can now capture a single authorization in several steps, drawing down the authorized balance as an order is fulfilled. Each capture is recorded and tracked individually with its own webhook events, and a final flag closes the authorization and releases any remaining amount. The dashboard shows the authorized, captured and remaining amounts for every transaction. Multi-capture is in limited availability on Chase Orbital (card), Adyen (card), PayPal and Klarna connections, with more to follow.
Available on
Gift card issuance and activation
Merchants can now issue virtual gift cards and activate physical ones through Gr4vy, alongside accepting them at checkout. A single request creates a virtual card from a theme and amount and returns a link the recipient uses to access it, without ever exposing a card number. Merchants can run selling and redeeming gift cards through one integration, available today on the ValueLink gift card.
New functionality
Existing connections can now authorize more, store more and report more
Upgrades to connections merchants already run, switched on without a new integration.
Live on
Incremental authorization
Merchants can now raise the amount of an existing card authorization before capture, when the final order total ends up higher than the original estimate. An increment request asks the bank to increase the hold, and on success merchants can capture up to the new authorized amount in one capture or several. Authorizations that may change can be flagged as estimated when the transaction is created. If an increase is declined or fails, the original authorization stays intact and can still be captured. Incremental authorization is live on Cybersource, Checkout.com, Shift4 and Chase Orbital connections, so merchants can collect the full order value when the total rises.
Recurring payments and tokenization on Stripe Onelink
Merchants using Stripe Onelink can now save a buyer’s card or Stripe Link payment method at checkout and charge it again later, without the buyer present. Setting store to true on the first transaction saves the payment method, and later charges run off-session as merchant-initiated transactions, with no redirect or hosted page. Payment methods can also be saved without taking a payment, using a zero-amount transaction. This brings subscriptions and other recurring billing models to Onelink for US merchants processing in USD.
Now in the settlement report
Settlement reporting for BlueSnap, Braintree Venmo and Chase Orbital chargebacks
Gr4vy’s consolidated settlement report now covers three more sources of money movement. BlueSnap payouts are pulled automatically through BlueSnap’s Reporting API, with settlement status kept in sync for every transaction. Settled and refunded Venmo transactions processed through Braintree are ingested daily alongside card activity, switched on with a single toggle on the connection. Chase Orbital reporting now includes chargebacks and chargeback reversals, covering represented items and accepted pre-arbitration outcomes. Finance teams can reconcile transactions, refunds and disputes across these connections from one report, without switching to each provider’s own reporting.
New availability
DuitNow is now available on Adyen
A real-time local payment method for Malaysia, added to a connection merchants already run.
Merchants processing with Adyen can now accept DuitNow, the real-time payment method running on Malaysia’s PayNet rails. Buyers scan a DuitNow QR code on a Gr4vy-hosted page and return to the merchant’s checkout once the payment resolves, with the final status confirmed by Adyen’s authorization webhook.
Gr4vy Pulse
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