Unlock vault flexibility
Your payment data should work for you, not lock you in. Gr4vy’s vaulting capabilities give you complete control over how customer credentials are stored, accessed, and reused across your payment ecosystem. With robust tokenization options and built-in data portability, you can import, export, and move tokens across providers, keeping your business agile and your customers connected.
why it matters
Could your vault be the key to unlocking hidden revenue?
60%
to 70% of card declines are recoverable.
~3%
increase in authorization rates is achieved when network tokens are used.
up to
43%
monthly revenue increase can be achieved with Account Updater.
87%
of enterprises cite data portability as a critical factor when choosing payment providers.
vaulting
Key benefits
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Flexible tokenization
Gr4vy supports multiple token types, including PSP, network, and APM tokens, allowing you to tokenize any payment method and reuse credentials across your ecosystem.
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Higher authorization rates
Designed to improve the reliability and security of card-on-file transactions, Network Tokens are automatically updated when a card is reissued or expires, reducing the risk of declines.
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Own and control your payment data
Full ownership of your vaulted payment credentials, enabling flexible provider management and avoiding vendor lock-in.
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Interoperable tokens
Gr4vy’s interoperable token vault lets enterprise merchants and platforms import, export, and route tokens across multiple PSPs.
We have you covered
Some of our features for this product explained in full here
Optimize Every Token
Ready to unlock revenue-driving payments?
vault
FAQ
Does Gr4vy support payment tokenization?
Yes. Gr4vy fully supports payment tokenization to help merchants secure sensitive cardholder data and reduce fraud risk. Instead of storing actual card numbers, Gr4vy replaces them with secure, non-sensitive tokens that can be used for future transactions. This ensures that card details never pass through or remain in your systems, significantly reducing your PCI DSS compliance scope.
How does Gr4vy’s tokenization improve recurring payments and global expansion?
Gr4vy’s tokenization capabilities are designed to power seamless recurring payments, subscriptions, and card-on-file transactions across multiple payment providers. By using network tokens, Gr4vy ensures expired or reissued cards are automatically updated, improving authorization rates and reducing churn. For merchants expanding into new regions, tokenization within Gr4vy’s orchestration layer makes it possible to store, route, and process tokens across multiple PSPs without rebuilding infrastructure. This gives businesses both flexibility and security when offering local payment methods, managing regulations, and scaling subscriptions in markets like DACH, the UK, and beyond.
Can I import or export tokens with Gr4vy when switching PSPs or migrating systems?
Yes. Gr4vy gives merchants full control over token portability, allowing you to import existing tokens from a PSP or export them when switching providers. This prevents vendor lock-in and ensures you don’t lose valuable card-on-file or subscription data during migrations. With Gr4vy, you can seamlessly migrate tokens across providers without disrupting your checkout flows or forcing customers to re-enter payment details. By orchestrating token portability in one platform, Gr4vy helps you reduce friction, save engineering effort, and keep conversions high while expanding globally.
How does Gr4vy enable interoperability between tokens and different payment providers?
Gr4vy makes tokens interoperable across multiple PSPs and networks by managing token lifecycles in a single orchestration layer. This allows merchants to route transactions consistently across providers, use network tokens that auto-refresh expired or reissued cards, and maintain one unified token strategy across acquirers and regions. The result is greater flexibility, higher approval rates, and simplified global expansion.
Payment Orchestration
